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María Auxiliadora
María Auxiliadora L., age 55, is a single mother with one child. Her child is why she puts forth great effort in her business. She works from Monday to Sunday from six thirty in the morning until five in the afternoon to get her child ahead.

Mrs. L. was a housewife before she had this business. Her son, who is outside of the country, gave her economic support. She decided to set up her business of selling refreshments and bread and butter. Now she sells gift paper, soft drinks, Diana products, and chilled water in her small shop.

She has worked with us for four years. The loans she has requested in that time have been to stock her store. She buys merchandise at good prices and does not take loans from the providers.
View original language description ↓
La señora María Auxiliadora L. tiene 55 años edad madre soltera tiene un hijo a su cargo por el cual ella se esfuerza en su negocio trabajándolo de lunes a domingos de seis y media de la mañana a cinco de la tarde para sacarlo adelante.
La señora L. antes de tener su negocio era ama de casa, pero mi hijo que esta fuera del país me brindo una ayuda económicamente y decidí poner mi negocio de venta de frescos y pan con mantequilla, ahora en mi tramo vendo papeles de regalos, gaseosas, productos Diana agua helada.
Tiene cuatro años de trabajar con nosotros en los cuales los financiamientos que ella ha solicitado es para surtir su negocio, comprando mercadería a precios cómodos no agarrando créditos a proveedores

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped María Auxiliadora buy soft drinks and costume jewelry.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Jan 29, 2010
Feb 7, 2010
Currency Exchange Loss:
Apr 15, 2010