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Eusebia Del Carmen
Senora Eusebia is a single mother of 3 children and has run her own shop in the central market for 14 years. She opens the shop at 6am and closes at 5pm every day except Sunday. Sometimes one of her children help her with the business. She began this business with the help of her oldest son, who is outside of the country. Eusebia says that her business used to be much smaller because she never had enough inventory. With the help of the Ceprodel loans she has been able to grow. She says she now has more inventory, and thanks God for the loans she's been given, which have enabled her to continue.
View original language description ↓
La señora Eusebia del Carmen L. L., es madre soltera, comerciante desde hace 14 años, tiene a su cargo tres hijos, su tramo esta ubicado en el mercado central, abre el negocio a la seis de la mañana y lo cierra a las cinco de la tarde hasta los domingos, a veces le Viene ayudar uno de sus hijos, ella inicio su negocio con ayuda de su hijo el mayor que esta fuera del país.
Antes mi negocio se veía pequeño por que casi no tenia inventario pero ahora lo he acondicionado bastante con los financiamientos que ceprodel me a brindado, ahora tengo mas inventario, gracias a Dios a los financiamientos que me han otorgado y a mi negocio hemos podido salir adelante.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Eusebia Del Carmen to purchase rice, beans, corn, and other products for her small store.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Jan 26, 2010
Feb 6, 2010
Currency Exchange Loss:
Apr 15, 2010