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Elisa B. is a married woman who supports her family by buying and selling sweet potatoes and bananas. She lives in Barangay Suba Calatrava, Negros Occidental, with her 57-year-old husband Romeo, who helps his wife with their business and piggery. They have seven children, aged from 20 to 34 years old, five of whom have their own families while the other two are still single.

Elisa has been a member of Kiva partner, NWTF-Project Dungganon, since 2001. She has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her buy and sell business, she is gradually making her family more economically stable. She now earns an average monthly income of 8,000 PHP.

Elisa is now borrowing 25,000 PHP to buy and sell more sweet potatoes and bananas. This will be her fourteenth loan from NWTF-Project Dungganon. Her previous loan of 23,500 PHP, which she paid off within its term, was just another step in her journey towards economic freedom. Elisa aspires to improve her family’s living conditions and ensure the family's future's wellbeing by following the 'Dungganon' way.

About NWTF

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means 'honorable'). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them 'Dungganon' – a title of esteem that is bestowed on a member of the community who has earned respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1450
    View loans »
    Philippines Loans Fundraising
  • $59,117,025
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Elisa to buy more sweet potatoes and bananas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 3, 2010
Feb 6, 2010
Currency Exchange Loss:
Sep 15, 2010