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Optimistas I Group
In this Group: Mariana, Alejandra, Alberta, Leonor, Lidia, Gabriela, Julia, Maria Teresa, Maria Elena, Fabiola , Elvia
This is the group called “Las Optimistas” [The Optimists] and it’s located in the municipality of Tolcayuca, which is 40 minutes from the city of Pachuca, Hidalgo. The group is made up of 11 members. They are represented by Alberta M., who sells food outside schools.

Mary (María Elena P. Rodríguez) studied through primary school. She is 44 years old, she has three children (15, 14, and 10 years old), and her husband has always worked in the fields. Mary makes seasonal knit clothing and this time she is going to use the loan to buy yarn and fabric for making clothing and blankets for the “Niños Dios” [sculptural figures of the Christ Child] that she makes for 2 February, the day of Candlemas, which is a beautiful Mexican tradition. For her, success would be her children being able to complete their education.

Mariana, Gabriela, Julia, Lidia, and Elvia sell food; Leonor has a small grocery store; María Teresa sells jackets and coats; and Alejandra sells shoes from catalogs.
View original language description ↓
Este es el grupo denominado “Las Optimistas” el cual está ubicado en el municipio de Tolcayuca, a unos 40 minutos de la cd. de Pachuca, Hgo., el grupo está conformado por 11 integrantes; están representadas por la Sra. Alberta M. que se dedica a la venta de comida afuera de las escuelas.
La Sra. Mary (María Elena P. Rodríguez), estudio la primaria, tiene 44 años de edad, tiene tres hijos (de 15,14 y 10 años), su esposo siempre se ha dedicado al campo. La sra. Mary elabora ropa tejida de temporada y, en esta ocasión el crédito lo va a utilizar para comprar estambre y tela para la elaboración de ropa y cobijas para los “Niños Dios” que ella arregla para el 2 de febrero, día de la candelaria la cual es una bella tradición mexicana. Para ella el éxito es que sus hijos puedan terminar alguna carrera.

Las Sras. Mariana, Gabriela, Julia, Lidia y Elvia se dedican a la venta de comida; la Sra. Leonor tiene una tienda de abarrotes, María Teresa vende chamarras y abrigos y la Sra. Alejandra se dedica a la venta de zapato por catalogo.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 5
    View loans »
    Mexico Loans Fundraising
  • $17,358,450
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Optimistas I Group's $2,450 loan helped a member to buy yarn and fabric.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 28, 2010
Feb 8, 2010
Currency Exchange Loss:
Jun 15, 2010