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Maria Elena
Maria Elena Z. O. is 32 years old. She lives with her life partner and her five children, who are from 4 years old to 14 years old.

She is a member of the Juntos Venceremos Communidad communal bank. It is located in the Santa Deriana community, which belongs to the Chillanes canton. Most of the members grow rice, corn, oranges, and cocoa in its subtropical climate. It is their main source of income.

She raises animals to increase the family income. She currently has five pigs and ten hens. She buys the animals in the city of Bucay when they are one month old. She raises the animals and sells them when they are fattened and grown. Raising pigs is a hard job. The daily cleaning and maintenance takes a lot of time. She is asking for the loan for food for the pigs.

She wants to build a small house for the pigs and increase the quantity of pigs that she has. She wants to do this in order improve the family’s quality of life.

When she is not working she like to collaborate on and participate in the community activities.
View original language description ↓
Maria Elena Z. O. tiene 32 años y vive con su compromiso y 5 hijos de 4 años a 14 años.

El socio es un miembro de la ventanilla rural "Juntos Venceremos Comunidad" la cual está ubicada en la comunidad de Santa Deriana perteneciente al cantón Chillanes. La mayoría de los socios cultivan arroz, maíz, naranja, y cacao en el clima subtrópico como la principal fuente de ingresos.

Crece animales para incrementar la economía de su familia. Actualmente tiene 5 puerco y 10 gallinas. Hace las compras de los animales de un mes en la ciudad de Bucay, crece los animales, y los vende cuando se gordan y se crecen. La crianza de chanchos es una profesión dura. La limpieza diaria y la mantención le absorben mucho tiempo. Solicita el crédito para alimentación de los chanchos.

Desea construir una casita para los chanchos y aumentar la cantidad de chanchos que tiene para mejorar la calidad de vida de su familia.

Cuando no está trabajando, le gusta colaborar y participar en las actividades en la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Elena food for pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 15, 2010
Feb 6, 2010
Currency Exchange Loss:
Feb 15, 2011