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Bolivia
Bolivia P. A. is 46, married, and has three children. Boris is 21, Klever is 16, and Shirley is 12. They live in the Santa Deriana precinct, Parish of San Jose del Tambo, which belongs to the Chillanes Canton, Province of Bolívar.

She is a member of the Junto Venceremos Communal Bank, which is comprised of 11 members. Most of them are devoted to agriculture and livestock. Bolivia has worked in agriculture all of her life. It is the main source of income for her family. The crops that stand out the most in the region are oranges, corn, cocoa, yucca, and vegetables. She sells her products on Fridays, Saturdays, and Sundays in Bucay.

Bolivia is asking for a loan to buy a piece of land and keep increasing her crops. Her goal is to build house of reinforced concrete and that her children continue on with their education. The challenge that she faces is the persistent pests in the fields. She spends lots of money on insecticides and pesticides to take care of her products. The area where she lives is subtropical and has a variety of different products.

In her free time Bolivia likes to study the Bible. She also helps organize events in her community.
View original language description ↓
Bolivia P. A. tiene 46 años, es casada, tiene 3 hijos que se llaman Boris de 21, Klever de 16 y Shirley de 12 años. Viven en el recinto Santa Deriana Parroquia San Jose del Tambo perteneciente al Cantón Chillanes Provincia de Bolívar.
La socia es un miembro de la ventanilla rural “Juntos Venceremos”. La misma que esta conformada por 11 socios en total, los cuales la mayoría se dedican a la agricultura y ganadería.
Bolivia trabaja en la agricultura toda su vida como principal fuente económica de su familia. Dentro de los cultivos que más sobresalen en la zona son la naranja, maíz, cacao, yuca y verde. Vende los productos los días viernes, sábados y domingos en Bucay.
Celinda solicita el crédito para comprar un terreno y seguir incrementando sus sembrios. Su meta es construir una casa de cemento armado y que sus hijos sigan adelante con sus estudios. Los desafíos que enfrenta son las permanentes plagas a los cultivos, por lo que gasta mucho dinero en insecticidas y pesticidas para el cuidado de sus productos.
La zona donde viven es subtropico con diferentes variedades de productos. Bolivia en sus tiempos libres le gusta estudiar la Biblia y ayuda también a la comunidad a organizar algunos eventos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Bolivia buy a piece of land and keep increasing her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 15, 2010
Listed
Feb 6, 2010
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2011