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Calixta Eduvis
Calixta Cedeño is 33 years old, and lives with her parents in the semi-urban area, Paraíso (Guayaquil), where they have basic services.

Calixta used to work in a hair salon, but decided to leave, using what she had learned to set up her own beauty salon.

She now works in her salon every day from 8 in the morning to 11 in the evening, with hair cuts, hair treatments, coloring, etc. One of the complications in that line of business is delinquent payment.

She would use the loan to buy a hairdresser’s chair, shampoo, and hair-treatment products for her business. She would like to have employees for her business in the future.
View original language description ↓
Calixta Cedeño de 33 años, vive en la casa de sus padres en una zona periurbana en Paraíso de Guayaquil, cuenta con todos los servicios básicos.

Calixta trabajaba en una peluquería, pero decidió renunciar para poner su propio salón de belleza con los conocimientos aprendidos.

Ahora ella trabaja desde las 08h00 hasta las 23h00 todos los días en su salón de belleza haciendo cortes de cabello, tratamientos, tinturados, etc. Una de las complicaciones que tiene es la delincuencia que hay en el sector del negocio.

Con el préstamo quiere comprar silla peinadora, shampoo y tratamientos para su negocio. En el futuro quiere tener ya empleados en su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Calixta Eduvis salon chair, shampoo, gel.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 19, 2010
Feb 8, 2010
Currency Exchange Loss:
Dec 15, 2010