Check out some available loans that are similar to this one!
Termitas Group
In this Group: Lourdes , Bismark, Maria Kasandra, Soledad Yancarla, Juana De Arco, Maria Isabel, Hernando Jimmy , Jacqueline , Carlos Gaston, Eliceth
The communal bank, TERMITAS, is maD. up of 10 clients: 7 women and 3 women. 70% of the members live in the zone of Villa Copacabana, which is located in an area before arriving in the zone of Valle Hermoso and also near the San Gabriel Hospital. The other 30% of the members live around Escobar Uria, three blocks away from the line 15 bus stop. They make a living by selling food, clothing, and cosmetics, and sewing clothing, among other things. Despite performing different activities, they know each other very well and attend all of the meetings, listening with great attention because the majority have joined a communal bank for the first time.

Lourdes represents her bank as its president. She makes a living by sewing clothing, comforters, and bedspreads in her own workshop in the city of El A., near Civic Ave. She has been carrying out this activity for 10 years. This loan will be used for the purchase of supplies, such as rolls of fabric, sponges, and cotton. She lives in the zone Escobar Uria with her family. She does not have a husband, is a single mother, and maintains her home by herself.

She was elected because of her great capacity for managing people and getting to know all of her partners. Responsible and dynamic since the start of training, she has been providing her support to all of the members that make up the bank.

Maria occupies the position of the bank's treasurer. She makes a living by selling food and drinks by request for public and private institutions. She has been doing this activity for 5 years in her own home. This loan will be used for the purchase of wholesale supplies for her orders. She is married to Javier, who works as a primary care physician in the hospital Holandes, in the city of El A.. The couple has two children together.

Hernando was elected secretary of the bank for his development in public relations, within and outsiD. of the group. Also, he is dynamic in writing and coordinating. He is the chaffeur of Radio taxi for the company "Gold" in the zone Tembladerani. Additionally, he earns money renting out two-way radios. He will use this loan to purchase communication equipment (radios and others). He is married to Sidney, who is a housewife and takes care of their two 12-year-old children.

All of the members are responsible and hardworking people and will use this credit to increase their working capital and for the purchase of merchandise. They are very grateful for Emprender and Kiva, for providing them confidence through this loan grant.
View original language description ↓

El Banco comunal TERMITAS está conformado por 10 clientes, 7 mujeres y tres varones, el 70% D. las socias pertenecen a la Zona D. Villa Copacabana, que están ubicados antes D. llegar a la zona Valle Hermoso y también por el Hospital San Gabriel, el 30% las socias viven por Escobar Uría, a tres cuadras D. la parada del microbús D. la línea 15. se dedican a la venta D. comida, venta D. ropa, cosméticos, costura D. ropa y otros, pese a tener actividades muy distintas se conocen muy bien entre sí asistieron a todas las charlas y escucharon con atención porque la mayoría ingreso por primera vez a un banco comunal.

La Sra. Lourdes Representa a su banco en el cargo D. Presidenta del banco se dedica a la costura D. ropa, edredones, cubrecamas, en su propio taller D. la ciudad D. El A. cerca D. la avenida cívica, cuenta con esta actividad hace 10 años, el préstamo será destinado a la compra D. insumos (tela por rollo, esponja, algodón, store). Vive en la zona Escobar Uría con sus familiares, no tiene esposo, es madre soltera y ella sola mantiene el hogar.

Ha sido elegida por su gran capacidad D. manejo D. personas y D. conocer a todas sus compañeras, responsable y dinámica desD. el inicio en las capacitaciones brindando su apoyo a todas sus compañeras coordinando en la conformación del banco

La Sra. Maria Socia que asume el cargo D. Tesorera del banco, se dedica a la venta D. comida y refrescos a pedidos para las instituciones públicas y privadas se dedica a esta actividad hace 5 años en su propio domicilio el préstamo esta destinado a la compra D. víveres por mayor para sus pedidos. Casada con el señor Javier que trabaja D. Medico General en el hospital Holandés D. la ciudad D. El A., tiene 2 hijos.

El Sr. Hernando, Ha sido elegido como Secretario, por su desenvolvimiento en las relaciones públicas dentro y fuera del grupo, dinámico para la redacción y coordinación, es chofer D. Radio taxi (propietario)en empresa "GOLD" D. la zona Tembladerani, también se dedica al negocio D. alquiler D. Radios D. Comunicación, el préstamo esta destinado para la compra D. equipos D. Comunicación(radios y otros). Casado con la señora Sidney que es una ama D. casa y atienD. a sus dos hijos menores D. 12 años.

Todos los socios son personas responsables y trabajadoras, el destino del credito lo utilizaran para el incremento D. capital D. trabajo y compra D. mercaderia.

Todos los socios estan agradecidos con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 108
    View loans »
    Bolivia Loans Fundraising
  • $29,131,350
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Termitas Group's $2,075 loan helped a member to increase working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 26, 2010
Listed
Mar 1, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2010