Los Andes Group
Irene, for example, 47 and married, sells fruit in the 12 D. abril market, work that she does every day. She needs a 300-soles loan to buy fruit for resale. Her fellow member, Jeorgina, 47 and partnered, works as a street vendor, selling cheeses at the new bridge. Jeorgina needs a 300-soles loan that she will use to buy cheese for resale.
The members need different amounts of credit--300 soles, 450 soles, 600 soles, 1050 soles--that add up to a total of 11,700 soles, the amount the community bank is applying to borrow. The loan will be used to buy fruit, cheeses, vegetables, rice, sugar, milk, cooking oil, potatoes, ice cream, firewood and wheat for resale.
The members dream of seeing their children finish school and start professional careers; owning their own homes; and expanding their businesses.
Las socias realizan diferentes negocios como la venta D. frutas, quesos, verduras, salchipapas, abarrotes en general, helados, leña, ropa, cereales, tubérculos y transporte D. pasajeros.
Como es el caso D. la señora Irene que es casada y tiene 47 años, Irene venD. frutas en el mercado 12 D. abril, actividad que realiza todos los días, Irene necesita un préstamo D. 300 soles dinero que será invertido en la compra D. frutas.
Mientras que Jeorgina es conviviente y tiene 47 años, Jeorgina se dedica a la venta D. quesos D. manera ambulatoria en el puente nuevo. Jeorgina necesita un préstamo D. 300 soles dinero que será invertido en la compra D. quesos.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 450soles, 600 soles, 1050 soles haciendo un total D. 11,700 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. frutas, quesos, verduras, arroz, azúcar, leche, aceite, papa, helados, leña y trigo.
Los sueños D. las socias son que sus hijos culminen sus estudios y sean profesionales, tener casa propia, ampliar su negocios.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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