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Kamil A. is a 42-year-old farmer who lives in Varkhankend village in the southern part of Azerbaijan, Saatli region. He is married and has two children. Kamil breeds cattle and sells beef to the local and capital traders. Selling meat is in very high demand all across Azerbaijan and people eat fresh meat at home and in cafes. Kamil works very hard and spends all his time with the cattle, cleaning them, feeding and pasturing.

Currently Kamil has only one calf, which he has raised and will now sell to the traders and will buy two additional baby calves. Kamil is going to expand his business and purchase one milk cow and start selling dairy products. The estimated cost for a cow is 700-800 USD. The rest of money he is going to spend on fodder.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,992,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Kamil purchase one milk cow and fodder.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 19, 2007
Sep 4, 2007
Currency Exchange Loss:
Apr 15, 2009