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Mrs. Norng P. is highly skilled at planting crops in the village. For extra profit, she also buys mature crops from other farmers to resell. She has another partner in her husband, who appears in the photo. He built a workshop and has some tools that he uses to provide vehicle repair services in front of his house. Mrs. Norng P. has four children. Three of her children are married and live independently, and the other one is single.

Norng P.’s husband is very busy at his trade because there are a lot of clients who need his service, but he lacks essential tools to perform his service, so Norng P. has requested a loan to buy more tools. She hopes to use any remains from the loan to increase the financing of her rice sales enterprise.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 284
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Norng to buy more tools for her husband's vehicle repair business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Feb 4, 2010
Currency Exchange Loss:
Nov 15, 2010