Asociación Autopista Group
Mrs. AMALIA is the president of the bank. She has two children and earns a living by selling food in a restaurant located in her home. She has been able to use the loan to buy merchandise and increase her assets; this has allowed her to improve earnings.
Mrs. CLOTILD. is the bank’s secretary. She has two children and earns a living by selling food items. She will use the loan to buy supplies for her stall and to increase her working assets. Her goal is to improve her quality of life.
Mrs. MARISOL is the bank’s treasurer. She has four children and earns her living selling cosmetics. She has used the loan to buy additional merchandise, such as perfumes, powders and deodorants. She has been able to improve her earnings.
All of the bank members are responsible and dynamic women and very hardworking. They help with home expenses and many of them are the sole earners in their families. The purpose of the loan is to buy the supplies needed for making the products they sell and to buy merchandise. They are all grateful to Emprender and to Kiva for the trust placed in them by granting the loan.
El Banco D. Emprendimiento ASOCIACIÓN AUTOPISTA es un banco que esta conformado por 10 Integrantes y las socias se dedican al comercio y venta D. comida.
La Sra. AMALIA es la presidenta del Banco y tiene dos hijos y se dedica a la venta D. comida en su mismo domicilio tiene su restaurant, y con el prestamo ha logrado comprar más mercaderia y aumento D. su capital D. trabajo para mejorar sus ingresos ecónomicos.
La Sra. CLOTILD. es la secretaria en el Banco, ella tiene dos hijos y se dedica a la venta D. comida y el prestamo se invertirá en compra D. insumos requeridos para su venta y aumento D. su capital D. trabajo, y así poder mejorar su calidad D. vida.
La Sra. MARISOL es la tesorera del banco y tiene cuatro hijos y trabaja como promotora D. productos cosmeticos y con el prestamo ha logrado comprar más mercaderias como ser perfumes, talcos, desodorantes y otros y D. esta forma para mejorar sus ingresos económicos.
Todas las socias son personas responsables, dimanicas y muy trabajadoras, ayudan con los gastos del hogar y en muchos casos mantienen solas el hogar.
El destino del credito es para la compra D. productos D. primera necesidad para la elaboracion D. sus alimentos y en muchos casos tambien para la compra D. mercaderia.
Todas las socias estan muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid