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Mario Alfonso
Mario, is 28 years old, and as he says, he learned to be an electrician in the school of life. He managed to improve his skills when he received a technical degree from SENA when he was 22. For a long time, and since he was very young, he worked as an electrician's assistant in informal shops. There he gained valuable experience for when he risked jobs on his own and this was how he learned.

For reasons of destiny, he left his hometown located in the department of Magdalena with his wife of four years, to live in Soledad, looking for a calm and productive life. Initially Mario received his first credit of $1,000,000 COP from the National Government. With this money he bought spare parts, which he gradually accumulated, he bought a display case, and little by little he filled it with merchandise. Now he has display cases, shelves, a work bench and a great variety of tools for the various jobs that he does. In addition to the services he offers as an electrician, he also does maintenance work, repairs and remodeling, which he to say he does everything.

Mario and his wife have 3 young children between the ages of 8-11 years old. His wife accompanies him and also does her own miscellaneous jobs that she can attend to from their home and which allows her the opportunity to care for their small children, this is the benefit of having a business in the home. They began with Fundación Mario Santo Domingo because of a friend that knew the organization well and had become a promoter of its benefits. This friend recommended them to the loan officer, Milgen Sánchez, because she knew that Mario and his wife were very responsible and that the couple is always seeking ways to improve themselves. When SENA brought trainings to their neighborhood, Mario and his wife participated knowing that it would help them to better manage their business.

This will be the second credit with the Fundación for the amount of $ 1.600.000 COP. Mario plans to buy a display case and to support the business. Mario has liked working with Fundación Mario Santo Domingo for the social sensitivity of the loan officers because Mario can be sincere with them so that they can help him most effectively. His dream is to specialize in electronics once the business takes off, increasing his inventory and as a result his sales. His greatest challenge is to obtain a home because his family is leasing. He hopes to qualify for the state programs to obtain homes so that he will no longer have to lease. Mario lives in a good neighborhood because his neighbors like his family and they all help each other, what's more there are many organizations that are based there to support families and especially his childrens' school where they receive a scholarship and Mario is very grateful for the school and he helps with the things that he knows how to do like paint, repair the walls and do electrical repairs. He has earned a good reputation with the director of the school and the faculty that educates his children.
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Mario , es un joven de 28 años, que como él dice, aprendió a ser electricista a en la escuela de la vida y logró perfeccionar este oficio cuando realizó su carrera en el SENA a los 22 años como técnico; por largo tiempo y desde muy temprana edad, trabajó como ayudante de electricidad en talleres informales donde ganó una importante experiencia cuando se arriesgó a hacer trabajos personales y fue así como se dio a conocer; por cosas del destino, salió de su pueblo ubicado en el departamento del Magdalena con su esposa hace 4 años a vivir en Soledad, buscando una vida tranquila y productiva; inicialmente recibió del Gobierno Nacional un primer crédito de $1.000.000, con ese dinero compró repuestos y gradualmente fue agregando, una vitrina que poco a poco fue llenando de mercancías y en este momento cuenta con vitrinas, estantería, un escritorio de trabajo y gran variedad de herramientas para el trabajo diversificado que realiza; pues además de ofrecer sus servicios como electricista, también realiza mantenimiento, reparaciones y adecuaciones domiciliarias, es decir se le mide a todo. Mario está casado y tiene 3 hijos menores entre los 8 y 11 años, su esposa lo acompaña y también trabaja en su pequeña miscelánea que atiende desde su casa y que le da la oportunidad de estar al cuidado personal de sus pequeños hijos, porque eso es lo que proporciona el tener un negocio en el mismo lugar donde se habita. Se inició en la Fundación Mario Santo Domingo a través de una amiga, que conoce muy bien a esta organización y se ha convertido en promotora de sus beneficios; ella lo recomendó ante el asesor Milgen Sánchez, porque ella sabe que él y su esposa son muy responsables. Esta pareja siempre está en la búsqueda de su crecimiento personal, por eso cuando el Sena trae capacitaciones a su barrio, participan teniendo en cuenta que sea funcional para administrar mejor su negocio. Este es su segundo crédito con la Fundación por valor de $ 1.600.000 con el planea comprar una vitrina y surtir el negocio; a Mario le ha gustado estar en la Fundación por la sensibilidad social de sus asesores con ellos pueden ser sinceros para que la ayuda sea más efectiva. Sus sueño es especializarse en electrónica cuando el negocio tome un mayor auge, aumente su mercado y por consiguiente las ventas. Su mayor desafío es obtener una vivienda porque en la actualidad vive en arriendo y tiene la esperanza de acogerse a los programas del estado para adquirirla y no tener que pagar más arriendo. Considera que vive en un barrio muy bueno, porque sus vecinos se quieren y se ayudan mutuamente, además existen muchas organizaciones de base que apoyan a las familias y especialmente está la escuela de sus hijos donde tienen una beca y él es muy agradecido con la escuela, pues la ayuda con lo que el sabe la pinta, le arregla las paredes, hace reparaciones eléctricas, lo que le ha ganado el buen nombre de su directora y del profesorado que apoyan la educación de sus hijos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 265
    View loans »
    Colombia Loans Fundraising
  • $13,496,050
    Funds lent in using Kiva
  • 1,972.6
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Mario Alfonso to buy a display case and improve the business with various merchandise.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2010
Listed
Feb 3, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 16, 2011