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Rosa Emilia
Rosa Emilia P. D. N. is 50 years old and lives in Santa Tecla, a zone of La Libertad. She lives with her husband and their three children who are in college and help with the business. Mrs. Rosa has a bakery, where she works making pan dulce (a name given to the bread of El Salvador, and which is sweet, as indicated by its name). For many years she has worked at this type of job, which has allowed her to help her children get ahead, provided the means for her husband to take care of the home's expenses and, paid for their children's studies. Their children help every afternoon preparing the bread. Rosa sells her products out of the home, in bulk or individually. She also has a sales route and delivers bread to the houses of certain customers. Rosa is a very enthusiastic and hard-working lady. She has devoted a large part of her life to making bread, and has a lot of experience, which allows her to have many customers. She is asking for a loan to be able to buy more flour, yeast, honey, and other ingredients to make more bread for her customers.
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Rosa Emilia P. D. N. D. 50 años D. edad, resiD. en Santa Tecla, departamento D. La Libertad. Vive junto a su esposo y tres hijos los cuales asisten a la universidad y ayudan con el negocio. La señora Rosa posee una panadería, en la cual se encarga D. elaborar pan dulce, (nombre que se le da al pan en El Salvador, el cual es D. sabor dulce como su nombre lo indica). Durante mucho años ella se ha dedicado a este tipo D. trabajo, a través del cual ha podido sacar adelante a sus hijos y así mismo le ha brindado la ayuda necesaria a su esposo para poder solventar todos los gastos del hogar y pagarles los estudios universitarios a sus hijos, los cuales le ayudan cada tarD. a elaborar el pan. Rosa comercializa sus productos en su propia casa, lugar en el cual lo venD. por mayor o por unidad. Así mismo posee una ruta D. clientes a los cuales les lleva el pan hasta sus propias casas. Rosa es una señora muy entusiasta y trabajadora, la cual ha dedicado gran parte D. su vida a la elaboración del pan, obteniendo gran experiencia, lo que le permite tener muchos clientes. Razón por la cual ella solicita un préstamo a través del cual pueda comprar mayor cantidad D. harina, levadura, miel y otros ingredientes más y así elaborar mayor cantidad D. pan para los clientes.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 682
    View loans »
    El Salvador Loans Fundraising
  • $24,309,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Emilia to buy flour and yeast.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 26, 2010
Listed
Feb 2, 2010
Currency Exchange Loss:
N/A
Ended:
Feb 22, 2011