As is the case with Señora Justina, who is single and is 34 with one son, Justina buys and sells tara, cochinilla, tuna, and also has a grocery store in her house. Justina needs a loan of 600 soles to invest in the purchase of groceries.
While Otilia lives with her partner, she is 36 años and has 2 children, Otilia sells food at the sports field in her district on Sundays, she also buys and sells tara and cochinilla. Otilia needs a loan of 900 soles to pay workers.
The group members need different amounts of loans from 300 soles, 600soles, 900 soles making a total of 12,900 soles loans for the group.
Their loans will be invested in the purchase of vegetables, dirt, rice, sugar, small animals, tara, cochinilla and to pay employees.
The dreams of the group members are to build a house, to save for the education of their children and to improve their businesses.
Las socias realizan diferentes negocios como la venta de abarrotes en general, verduras, animales menores, tara, cochinilla, comida, golosinas, ladrillos y frutas.
Como es el caso de la señora Justina que es soltera, tiene 34 años y 1 hijo, Justina se dedica a la compra y venta de tara, cochinilla, tuna, además tiene una tienda de abarrotes en su casa, Justina necesita un préstamo de 600 soles dinero que será invertido en la compra de abarrotes.
Mientras que Otilia es conviviente, tiene 36 años y 2 hijos, Otilia vende comida en el campo deportivo de su distrito, actividad que realiza los días domingos, además compra y vende tara, cochinilla. Otilia necesita un préstamo de 900 soles dinero que será invertido en el pago de peones.
Las socias necesitan diferentes montos de prestamos como 300 soles, 600soles, 900 soles haciendo un total de 12,900 soles de prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de verduras, tierra, arroz, azúcar, animales menores, tara, cochinilla y para el pago de peones.
Los sueños de las socias son construir su casa, ahorrar para la educación de sus hijos, ampliar sus negocios.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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