Jamila is a 49-year-old woman who lives in Bint Jbeil, southern Lebanon with her husband and their six children. Jamila has been producing agro products and selling lingerie since 2005. She produces different types of jams, spices and more. Regarding her lingerie sales, she sells underwear and pajamas from her house. Jamila is an active woman who does her best to improve her family’s income. She is a hardworking lady. She requested a loan from Al Majmoua in order to purchase merchandise for both of her businesses. This is her third loan and she has always paid on time. Jamila is special in her work because she offers good quality and very tasty agro products; she always tries new recipes and health products to sell. As for the lingerie, she offers good quality merchandise. Her clients are people from her region. When she first started her businesses, she didn’t have enough cash to diversify her merchandise. Jamila decided on doing her businesses because she wanted to supplement her family’s income, especially since she has a big family and she wants to offer them the best she can. She plans to keep on improving her businesses as well as her financial situation.
About Al Majmoua – Lebanese Association for Development
The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.
Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.