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La Costanera Group
In this Group: Maria Ylda, Silvana, Marioli, Saida, Felicidad, Aleida, Ruth Amalia, Tania, Reynaldo, Consepcion, Viviana Patricia, Roberto Carlos, Maria Eugenia, Daniela
"La Costanera" ("The Coast") is led by Mrs. Maria Ylda. The group's 14 members are working with Fundación AgroCapital for the second time; they have proven to be co-operative and punctual. Each member of La Costanera has his/her own business. They sell food, baked goods, snacks, alcoholic drinks, fish, groceries and gasoline. Maria, the group leader, sells snacks and has a job making sandwiches and hamburgers. Maria is a single mother; she lives with her young daughter, her mother and her little sisters. She doesn't have to pay rent, but she works to get ahead because she wants to help her sisters get an education, and she wants to help her mother with household responsibilities. There's a lot of competition in the local labour market these days, but the members of La Costanera have experience and problem-solving skills working in their favour. They'll be using this loan to purchase the supplies, materials and tools they need for their businesses. For example, Maria wants a push-cart that she can use when selling burgers. She'd be able to move to new locations when sales in one spot taper off. The group hopes that more and better supplies and equipment will help their sales, their families and their overall quality of life.
View original language description ↓
El grupo “La Costanera” esta representado por la señora María Ylda y conformada por 14 miembros que van cursando ya un segundo ciclo con la institución demostrando puntualidad y solidaridad con sus integrantes. Cada socias tiene un negocio propio como la venta de comida, empanadas, refrigerios, bebidas en licorerías, pescado, abarrotes y gasolina; la presidenta se dedica la venta de refrigerios al paso ella tiene un puesto se sándwiches y hamburguesas al paso ella es madres soltera y tiene una pequeña niña, vive con su mama por lo que no paga alquileres pero también tiene hermanitas menores a las cuales debe ayudar a educar es por esta razón que se esfuerza para sacar a delante a sus familia ya que desea que sus hermanas puedan terminar de estudiar y ayudar a su mama a mantener sus hogar. A pesar de existir mucha competencia en el mercado laboral muchas de las socias saben como salir adelante ya que tienen años trabajando en su rubro y saben como salir de apuros. El destino del financiamiento es para la compra de insumos, materiales y herramientas para seguir con sus negocios por ejemplo la presidenta desea un carrito móvil para vender sus hamburguesas y poder desplazarse más cuando no hay muchas ventas. La mayor expectativa de las socias es poder tener sus puestos de trabajo con más Implementación, equipamiento, ampliación y surtir mercadería para tener buenas ventas en el futuro que ayudaran a brindarles a sus familias una mejor calidad de vida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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