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Tropical Group
In this Group: Erik Mauricio, Nilda, Raquel, Walder, Odalix, Rosario, Dely Flor, Betty, Felicia, Elvira Keyther, Harlen Lizeth, Romina
The group "Tropical" is represented by Mrs. Erik Mauricio and maD. up of 12 members, who are in their third loan cycle, demonstrating punctuality, responsibility, and a great desire to work. The great majority of the partners own commercial businesses, in food sales, empanadas, groceries, clothing, and public transportation. For example, the president earns a living by making and distributing bread. He starts working at 3:00 in the morning, since he only has one delivery vehicle and must wake up early to make the bread and manage to distribute it to all of the stores with which he has set contracts. The best way to make your clients loyal is to make sure your products never fail. Mr. Erik Mauricio has four small children whom he must support, and he is helped by his wife, who sells pastries at the entrance of the bakery to help with the domestic expensese. In the market, there exists an ample amount of bakers, therefore the competition is high, but the president states that bread is never lacking at home if one always works hard to get ahead. The rest of the members also have a lot of competition, but they try to get ahead in life with effort, work, and appreciation for the experience that they have. This loan will be used for the purchase of supplies. For example, in the case of the president it will be used for buying flour and industrial gas cylinders, so that it is less difficult to carry and change the cylinders at any moment, since his zone does not have domestic gas through tubing. Also, this will prevent the scarcity of gas cylinders. The rest of the members desire to expand their businesses with more merchandise, supplies, and materials. Mrs. Nilda, who makes a living selling food, insists in expanding and modernizing her business so that it is more attractive for her clients that frequent it. Mrs. Walter wishes to paint her vehicle, since it is her source of income and with the age of her car, a new coat of paint is necessary. All of the expectations of these partners are for expanding their businesses and to therefore give their families a better quality of life, with effort and honest work.
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El grupo “Tropical” esta representado por el señora EriK Mauricio y conformado por 12 miembros los cuales van cursando su tercer ciclo demostrando puntualidad, responsabilidad y muchas ganas D. trabajar. Una gran mayoría D. los socios posee negocios comerciales como la venta D. comida, empanadas, abarrotes, ropa y al transporte público D. pasajeros, por ejemplo el presidente se dedica a la elaboración y distracción D. pan el trabaja desD. las tres D. la madrugada debido a que solo tiene un vehiculo repartidor y debe madrugar para elaborar el pan y lograr distribuir a todas las tiendas con las que tienen contratos fijos ya que la mejor forma D. fidelizar con lo clientes es no fallar con el producto el señor Erik Mauricio tiene cuatro hijos pequeños a los cuales deben mantener y es ayudado por su esposa que venD. masitas en la puerta D. la panadería para ayudar a suspendo D. su hogar. En el mercado existe una amplia gama D. panaderos por lo que la competencia es alta pero el presidente indica que nunca falta el pan D. la casa si uno trabaja por salir adelante siempre, el resto D. los socios también tienen mucha competencia pero tratan D. salir adelante con esfuerzo trabajo y gracias a la experiencia que poseen. El destino del financiamiento es para la compra D. insumos como por ejemplo en el caso del presidente será destinado a la compra D. Harina y garrafas industriales D. gas para que sea menos pesado el estar cargando y cambiando las garrafas D. gas a cada momento ya que su zona no cuenta con gas domiciliario por tuberías y también para prevenir la escasez D. garrafas; el resto D. los socios desea ampliar mas sus negocios con mas mercadería, insumos y materiales la señora Nilda que se dedica a la venta D. comida insiste en ampliar y modernizar su negocio para que sea mas atractivo para los clientes que la frecuentan, el señora Walter desea chapear la pintura D. sus vehiculo ya que es su fuente D. ingresos y con los años que tiene su vehículo ya le hace falta una mano D. pintura. Todas las expectativas D. los socios son para agrandar sus negocios y así poder darles a sus familias una mejor calidad D. vida con esfuerzo y trabajo honesto.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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