Mujeres Soñadoras (Cuenca) Group
Sonia runs an Internet access and public phone booth business; she has been in this line of work for two-and-a-half years. She is open to the public from 8am until 10pm seven days a week; she takes no days off. She tells us that this is her 4th loan cycle with the Foundation and she will use the new funds, when she gets them, to buy software and webcams for her computers. Her goal is to have her own home.
Blanca Gavilanes, 56, lives in greater Cuenca. This is her 4th loan cycle with the Foundation. Her previous loans have been used to pay cash, rather than on credit, for her sewing shop materials and supplies. She has been a seamstress for 30 years and she works from home.
Blanca is married and has three children, 30, 28, and 20 years old. Her oldest daughter is married and lives independently while her other two children are still in university in the city; her husband is a professor and, thanks to their mutual effort, they were able to build their own house. She will use her new financing to buy supplies like lace trim, zippers, fabric, thread, etc. to use in dressmaking.
Sonia tiene un cyber y cabinas telefónicas lleva dos años seis meses con su negocio su horario de atención de 8 a.m. a 10 p.m. todos los días de la semana sin descansar uno solo. Nos manifiesta que este es su cuarto ciclo en la fundación y con el nuevo préstamo que le entreguen va a comprar algunos programas y cámaras para sus computadoras.
Su meta es tener casa propia.
Blanca Gavilanes vive en la urbe de la ciudad de Cuenca, se encuentra en su cuarto ciclo en la fundación y los créditos recibidos ha invertido en la compra de materiales al contado y no a credito para seguir implementando su negocio de costura que realiza desde hace treinta años en su taller ubicado en su propia casa.
Blanca tiene 56 años está casada y tiene tres hijos de 30, 28, 20 su hija mayor es casada y vive independiente mientras que sus otros dos hijos estudian en la universidad de la ciudad, su esposo es de profesión profesor y gracias al trabajo mutuo construyeron su casa propia.
Con el nuevo préstamo solicitado va a comprar materiales como encajes, cierres, telas, hilos, etc. para la confección de sus prendas de vestir.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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