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Agnes is 40 years of age, married with four children aged 6 and 15 years. All her children go to school. The family resides and rents a one roomed house where she stays with seven people. She doesn’t take care of additional family members. The family has access to electricity and no piped water at home. The family has two meals a day.

Agnes' three greatest monthly expenses includes paying utility bills, school fees for children and rent for business and residence. Agnes operates a bar in Kamwokya Kifumbira selling all types of beers and liquors and sells to all categories of people. She works seven days a week and serves about twenty customers a day. She has done this business for over seven years.

Agnes' main challenges are transportation and the rainy season which disturbs her a lot because she works from an muddy place which hinders her customers to reach out to her and also ever increasing prices of beers and alcohol in Uganda . She has been with MCDT for ten years and has taken out twenty loans, working all this long with the same borrowing group mates. She wants to use this loan to buy more crates of beer and jerrycans of alcohol. She aspires to see her business grow bigger and wants to start a fully stocked bar

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 212
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 1,960.0
    Uganda Shillings (UGX) = $1 USD