Teresa is 50 years old and lives in her own home with her husband. Of all her children, only her 15 year old daughter is still a dependent and attends school. She started her business with the severance pay her husband received when he was laid off at his workplace. Some of the money was used to start her business and the remainder was used to build their house of adobe (a basic material). Teresa attends to her business and serves her customers in a friendly and entertaining manner, which has helped her attract even more of them. Teresa dreams of rebuilding her house and providing for her daughter’s education so that she can graduate as soon as possible. She is requesting a loan in order to buy merchandise for her business.
Teresa 50 años de edad, vive en casa propia con su esposo y sus hijos, de los cuales
solo una menor de 15 años esta bajo su carga familiar, la cual se encuentra en edad
escolar. Ella inició el negocio con capital obtenido a través de la liquidación de su
esposo en su centro laboral, el cual parte lo utilizo para iniciar el negocio y la
diferencia para la construcción de su vivienda de adobe (material rustico). Ella
atiende el negocio de manera amable y amena lo que ha permitido incrementar su
clientela, Teresa sueña con reconstruir su vivienda y brindarle la educación a su hija
la cual pronto egresara de la escuela. Solicita el crédito para la compra de
mercadería para su negocio.
About Caja Rural Señor de Luren
Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.