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Trabajando En Armonia Group
In this Group: Gloria Karin, Maria Eufrocina, Gardenia Guadalupe, Benny Bertold, Juliana Senaida, Haydee, Haydee , Dina, Jose De Losa Santos, Melaneo Olidon
Gloria is 23 years old and has a small 4-year-old son, who is the inspiration for all her efforts and sacrifices. She is a member of the "Working in Harmony" group, which is made up of 10 residents of the La Flor zone in the district of Carabayllo. The other members recently voted her as chair of the governing board of the group.
Five years ago Gloria started up her business selling candy, which she does at schools during the school year and outside her home during school vacation. With this work and income, she was able to fix her house and has been increasing her merchandise. She would really like to install a small store in her house.
The loan she is requesting will be used to buy drinks, in order to meet her customers´ demand during summer.
View original language description ↓
GLORIA, TIENE 23 AÑOS, TIENE UN PEQUEÑO HIJO DE 4 AÑITOS, QUIEN ES LA RAZON DE TODOS SUS ESFUERZOS Y SACRIFICIOS. ELLA INTEGRA EL GRUPO "TRABAJANDO EN ARMONIA" FORMADO POR DIEZ INTEGRANTES RESIDENTES DE LA ZONA DE LA FLOR EN EL DISTRITO DE CARABAYLLO, RECIENTEMENTE FUÉ ELEGIDA POR SUS COMPAÑEROS COMO LA PRESIDENTA DE LA JUNTA DIRECTIVA DEL GRUPO.
HACE CINCO AÑOS, GLORIA, INICIÓ SU NEGOCIO DE VENTA DE GOLOSINAS EL CUAL LO REALIZA EN LOS COLEGIOS EN ÉPOCA ESCOLAR Y FUERA DE SU DOMICILIO CUANDO ELLOS ESTAN DE VACACIONES.
CON SU TRABAJO E INGRESOS ECONÓMICOS PUDO ARREGLAR SU CASA Y HA IDO INCREMENTANDO SU MERCADERÍA.
LE GUSTARÍA MUCHO PONER UNA BODEGA EN SU CASA.
EL PRESTAMO SOLICITADO LO INVERTIRÁ EN LA COMPRA DE BEBIDAS PARA SATISFACER LA DEMANDA DE SUS CLIENTES POR LA TEMPORADA DE VERANO.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 69
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajando En Armonia Group's $1,250 loan helped a member invest in their businesses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 27, 2010
Listed
Feb 1, 2010
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010