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Mirador De Carabayllo Group
In this Group: Efrain Ponciano, Noemi Marcelina , Rosa Elvira, Nelva, Martha, Victor Luis, Gladys Milagros, Zenaida, Maria Elena, Meribeth Margarita
Rosa is 40 years old and has two dependent children. Her husband is supportive of her business activities as a means of improving their income. Rosa is a member of the group “Mirador de Carabayllo”, which consists of ten members. She was recently appointed to be the treasurer of the group. The members reside in the area of “La Flor” in the District of Carabayllo.


Rosa sells beauty products in the mornings to relatives, friends, and acquaintances. In the afternoons, she sells grilled chickens from her rotisserie shop. Her restaurant has been in operation for three years and is located in her home, which is equipped with a few tables and chairs for accommodating her customers. The revenue from this business enabled her to add a second floor to her house. She enjoyed opening her restaurant and plans to keep it in operation this year. The loan she is requesting will be invested in her rotisserie business.

View original language description ↓
ROSA, TIENE 40 AÑOS DE EDAD, TIENE 2 HIJOS MENORES DE EDAD, SU PAREJA LA APOYA EN LAS ACTIVIDADES QUE ELLA EMPRENDE PARA MEJORAR SUS INGRESOS ECONÓMICOS. ROSA INTEGRA EL GRUPO "MIRADOR DE CARABAYLLO" CONFORMADO POR 10 INTEGRANTES,QUIENES LA ELIGIERON RECIENTEMENTE COMO TESORERA DE LA JUNTA DIRECTIVA DEL GRUPO. ELLOS RESIDEN EN LA ZONA DE LA FLOR EN EL DISTRITO DE CARABAYLLO.
ROSA,SE DEDICA A LA VENTA DE PRODUCTOS DE BELLEZA POR LAS MAÑANAS OFRECIENDO A SUS FAMILIARES, AMIGOS Y CONOCIDOS Y PORLAS TARDES HASTA ANOCHECER SE DEDICA A LA VENTA POLLO A LA PARRILLA, NEGOCIO AL QUE SE VIENE DEDICANDO DESDE HACE TRES AÑOS, UBICADO FUERA DE SU DOMICILIO DONDE ACONDICIONÓ UNAS CUANTAS MESITAS Y SILLAS PARA ATENDER A SUS CLIENTES.
CON ÉSTE NEGOCIO APOYÓ ECONÓMICAMENTE EN LA CONSTRUCCIÓN DEL SEGUNDO PISO DE SU CASA.
LE GUSTARÍA MAS ADELANTE APERTURAR UN RESTAURANT, EL CUAL TIENE PLANIFICADO HACERLO A MEDIADOS DE ÉSTE AÑO.
EL PRÉSTAMO SOLICITADO LO INVERTIRÁ EN EL NEGOCIO DE LAS PARRILLAS.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mirador De Carabayllo Group's $3,300 loan helped a member investment in a chicken rotisserie business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2010
Listed
Feb 1, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2010