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Ramadhan
Ramadhan is 30 years old and is married with two children aged 3 and 8 years. Ramadhan, after facing a financial problem, thought of starting his own business. This business is the sale of foodstuffs including Irish potatoes. He started this business in 2000 and the hours of his business are from 7 a.m. to 6 p.m. every day.

Ramadhan is a proven entrepreneur and he spends a lot of time in keeping his business more stable as well as profitable. After realizing that his working capital in not enough for this purpose, he would like to request a Kiva loan via Vision Finance Company. He will use the loan to buy a large quantity of Irish potatoes and some other demanded foodstuffs.

If Ramadhan’s plan of increasing his business is successful, he hopes to save some of his profits in order to reinvest them in his business and to continue building a better living for his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 86
    View loans »
    Rwanda Loans Fundraising
  • $12,777,600
    Funds lent in using Kiva
  • 571.0
    Rwanda Francs (RWF) = $1 USD