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Odette is 25 years old and is single. She is a hardworking businesswoman running a dry cleaners and has been in this business for about three years. She employs four people from her community and the hours of her business are from 7 a.m. to 8 p.m. every day.

Odette, after those three years of experience in preparing (washing, drying, etc.) clothes of her customers, is still missing some equipment like a dryer to replace the old one. She also needs to buy some other materials to use in her business. To this end, she needs to request a Kiva loan via Vision Finance Company.

With this loan, she hopes to improve the service to her customers as well as to earn more profits. These profits will allow her to build her future and help some family members who are in need.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 571.0
    Rwanda Francs (RWF) = $1 USD