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Ana A., 43, is single but she makes sure that she can take care of herself and help her loved ones have a better life. She loves to cook and has been selling food for several years in her own small eatery.

Ana has been a regular member of Center for Community Transformation* (CCT) for more than three years now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with previous loans, she has been able to borrow 26 times from CCT’s Cooperative. She is consistent in paying her dues because she uses the money she borrows to buy ingredients for the food that she cooks to sell. Her business lets her earn a profit of PHP 18,000 per month.

Now with your help, she would like to apply for a PHP 10,000 loan. This amount will be used as a source of added capital to her expanding business by buying food ingredients .

She dreams that her eatery will one day become a restaurant.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 678
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 46.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ana to buy food ingredients for her eatery business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 27, 2010
Jan 28, 2010
Currency Exchange Loss:
Jun 15, 2010