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Las Campanitas Group
In this Group: Carolina Lindaura, Flavia Eva, Liliana Mariela, Juana, Santusa, Detelvina, Nelida, Lucinda, Heliza, Gladys
Mrs. Carolina is the head of the group “Las Campanitas” (The Little Bells). This group has ten members. They are beginning their first loan cycle. They have a lot of hope to grow their businesses since an institution that has confidence in their capacity and their desire to expand and move forward backs them. The majority of the members sell products such as clothes, fish, vegetables, breakfast, potatoes and prepared food. For example, the president sells fruit. She is in her stall in the Bolivar Market most of her time. Some of the time she is also caring for her children in her stall, as she doesn’t have anyone else to care for them. She hopes to proviD. her children with a good education so that they can have a good future. It is because of this that Mrs. Carolina works so hard each day. She has to support her young ones and maintain her home. In the competitive sense, she would like to mention that the members ought to have good quality products to offer to their customers. For this reason they are asking for a loan to increase their working capital and increase their inventory with competitive products. Other members would like to invest in the repair of their stalls in order to give their customers a more comfortable experience. These members sell breakfast. The remaining members want to offer a greater variety of products in order to increase their earnings. Because of the competition, many members have had to stop selling certain products. With effort and dedication the members know how to move forward and bring the bread home each day to their families.
View original language description ↓
El grupo “Las Campanitas” esta representado por la señora Carolina y conformada por 10 miembros que van cursando su primer ciclo con bastantes expectativas para hacer crecer sus negocios y poder tener una institución que confíe en su capacidad y en sus esfuerzo por crecer y salir adelante. Una mayoría D. las socias se dedican a la venta D. productos como ropa, pescados, verduras, desayunos, papa y menudencias, por ejemplo la presidenta se dedica a al venta D. frutas y esta la mayoría del tiempo en su puesto D. venta en el mercado Bolívar por lo que se ve en la necesidad D. descuidar un poco a sus hijos que si no tiene con quien dejarlos debe llevarlos a su puesto para que pasen un tiempo con ella su mayor expectativa es poder darles una buena educación a sus hijos para que puedan tener un mejor futuro y es por esta razón que la señora Carolina se esfuerza tanto todos los días para poder sustentar a los pequeños y mantener sus hogares. En cuanto al ámbito competitivo se pueD. mencionar que siempre esta presenta pero las socias deben tener productos D. mejor calidad para ofrecer a sus clientes es por esta razón que requieren del crédito para incrementar su capital D. trabajo e incrementar su mercadería con productos mas competitivos, otros D. los socios desean invertir en la refacción D. sus puestos D. venta para darles mayor comodidad a sus clientes como las vendedoras D. desayunos y el resto solo desea estocar sus productos o diversificar los para una mayor ganancia. En cuanto a la competencia muchas D. las socias tuvieron que dejar D. vender algunos productos por la competencia pero a su esfuerzo y dedicación saben como salir adelante para llevar el pan D. cada día a sus familias.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 112
    View loans »
    Bolivia Loans Fundraising
  • $29,636,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD