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San Juan De Orcasitas Group
In this Group: Lourdes , Paulina, Victoria, Cirila, Alejandrina, Nelly, Celestina, Agustina Teodora, Edith, Teodosio , Karina, Maria Magdalena , Mariela , Floriana, Honathan , Graciela, Macedonio , Paulina, Norma
The Community Bank of San Juan D. Orcasitas is starting its fifth loan cycle with 19 members from the community of Orcasitas, which is located 30 minutes from the city of Ayacucho. The members have different businesses, including ones that sell general groceries, make bricks, raise small animals, and are involved in public transportation. Lourdes lives with her common-law husband, is 29 years old and has a store out of her home where she sells general groceries, which she does every day. Lourdes needs a loan of 900 soles, which she plans to invest in the purchase of rice and sugar. Meanwhile, Paulina is married and is 36 years old. Paulina and her husband together make a living making artisan bricks and sell them in the same place. She is requesting a loan of 600 soles, which she plans to use to purchase land. The members need different amounts of the loan, such as 300 soles, 600 soles, 750 soles and 900 soles, for a grand total of 11,700 soles for the community bank. The loans will be use to invest in the purchase of rice, sugar, firewood, regional fruit, stoves, land, meat and small animals. The members' dreams are for their children to be successful, to improve their businesses and to purchase a car to transport their products.
View original language description ↓
El Banco Comunal San Juan D. Orcasitas, inicia su quinto ciclo con 19 socias. Las socias son D. la Comunidad D. Orcasitas que se ubica a 30 minutos D. la ciudad D. Ayacucho.

Las socias realizan diferentes negocios como la venta D. abarrotes en general, cochinilla, tara, comida, fabricación D. ladrillos, animales D. menores y servicio D. transporte.

Como es el caso D. la señora Lourdes es conviviente y tiene 29 años, Lourdes tiene una tienda en su casa en donD. venD. abarrotes en general, actividad que realiza todos los dias, Lourdes necesita un préstamo D. 900 soles dinero que será invertido en la compra D. arroz, azúcar.

Mientras que Paulina es casada y tiene 36 años, Paulina junto a su esposo se dedican a la fabricación D. ladrillos D. manera artesanal, sus ventas los realiza en el mismo lugar, Paulina necesita un préstamo D. 600 soles dinero que será invertido en la compra D. tierra.

Las socias necesitan diferentes montos D. prestamos como 300 soles, 600soles, 750 soles, 900 soles haciendo un total D. 11,700 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra D. arroz, azúcar, leña, tara, cochinilla, tierra, carne, animales menores.

Los sueños D. las socias son que sus hijos sean profesionales, mejorar sus negocios, comprar un carro para transportar sus productos.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 107
    View loans »
    Peru Loans Fundraising
  • $57,932,425
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Juan De Orcasitas Group's $4,075 loan helped a member purchase rice, sugar, firewood, regional fruit, stoves, land, meat and small animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2010
Listed
Jan 27, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 17, 2010