La Madre Group
Dora is a founding member who has stayed, and she is the president. She is a very active leader in the bank. She supports the other members in a coordinated way. She sells food in her house. Previously her house was modest, but now with the loans given by the institution it is greatly improved. Her husband is a driver, and her three children go to school. This family is very grateful to the institution because they knew how to make the most of the loan. They also improved the entire family’s living conditions.
Lidia is a single mother who lives with her grandchildren and children. Her main activity is a well stocked neighborhood store. It is very well known by all of the members who are consumers. It has groceries and vegetables. In the same way, she did well because she knew how to make the most of the loan.
Martha is a modest woman from the interior of the country. She has five children. Her main activity is making “masitas” (small pastries), empanadas, and grilled meats. She sells them herself with help from her children. She also excelled with the loan from the institution.
The requested loan is to increase working capital. In some cases it is to buy merchandise and supplies.
All of the members are very grateful to Emprender and Kiva for the confidence given to him in granting the loan.
EL Banco de Emprenimiento la Madre es uno de los primeros banco, primeramente se fundo con el nombre del rio Pirai, tuvieron problemas en el pago de sus cuotas, luego en el banco se hizo una depuracion de las socias que no pagaban y se creo con el nombre de la madre.
Actualmente permanece La señora Dora es una de las socias fundadoras y es la presidenta, es una señora muy activa lider del banco que apoya de una manera coordinada a las demas socias, ella se dedica a la venta de comida en su casa que anteriormente era una casa humilde pero actualmente con los creditos otorgados por la institucion a mejorado muchisimo, tienen su esposo que es chofer, y tres hijos que estan estudiando y esta familia esta muy agradecida con la institucion por que supieron aprovechar el credito y mejoraron tambien su condicion de vida de toda la familia.
La señora Lidia es Madre soltera que vive sola con sus nietos e hijos su actividad principal de ella es una tienda de barrio bien surtida, y es muy conocida por todas las socias que son las que consumen, tiene abarrotes y verduras, de la misma manera ella se supero con el credito otorgado que lo supo aprovechar.
La Señora Martha es una señora humilde ella es del interior del Pais y tiene cinco hijos, su actividad principal es la elaboracion de masitas , empanadas, asaditos de carne y de pansa rebosada y ella misma lo vende con la ayuda de sus hijos, que tambien sobresalio con el credito obtenido por la institucion.
El credito solicitado es para el incremento de capital de trabajo y en muchos casos para la compra de mercaderia e insumos.
Todas las socias estan muy agradecidas con Emprender Y kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid