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Anccaras Group
In this Group: Maday Bethzaida, Martha Beatriz, Marina, Victoria, Alicia, Gladys, Aracely, Ruben, Virginia, Ida Cecilia, Maria, Roxana, Juanita, Maura, Virgen Soledad, Olga, Juana, Gregoria, Teresa
María is in a common law marriage and has two children, ages 7 and 1. She started a business selling meat door-to-door. María borrowed the initial capital from her mother-in-law. She used the funds to buy mutton to sell. Now that she is with FINCA, María is satisfied because she enjoys the seminars and has learned how to save. With the requested loan, she will buy more mutton. Her dreams are to own her own home, have financial stability, and open a butcher shop at the market.

Viriginia is a single mother with six children, ranging in age from 5 to 20. She previously sold sheep’s head soup on the street corner and had little capital. A neighbor invited her to join one of the Communal Banks associated with FINCA. She has now participated in two loan cycles as a member and is thankful for the loans she has received. The seminars have been a great help to her business, but now she does not sell as much because of the constant rains. At least she sells just enough to allow her family to eat. The loan she is requesting will be used to buy groceries, dishes, and a table. Her dreams incluD. seeing her children become professionals, opening a restaurant, and owning a home.

Martha is in a common law marriage and has eight children, ranging in age from 10 months to 20 years. She did not know anything about business, but when she arrived in Lircay two years ago, she learned how to prepare and sell “anticuchos” (skewered meats). Now with these new loans, she wants to expand her business by selling beverages maD. of apples and maca root in order to support her eight children. Martha also offers to wash clothes whenever business is slow because of the rains.

View original language description ↓
María, es conviviente, tiene 2 hijos D. 7 años y 1 año. Inició su negocio vendiendo carne D. casa en casa, su suegra le prestó el capital inicial con el cual compró carneros para la venta, ahora que está en FINCA está contenta porque le gustan las charlas, ha aprendido a ahorrar, con el préstamo solicitado va a comprar más carneros, su sueño es tener su propia casa, tener estabilidad económica y una carnicería en el mercado.

Virginia, es madre soltera, tiene 6 hijos, el menor D. 5 años y el mayor D. 20, antes Virginia vendía caldo D. cabeza (cabeza D. carnero) en una esquina D. la calle, tenía poco capital, su vecina le invitó a participar D. un bancomunal en FINCA, ahora ya tiene 2 ciclos como socia y agradece los préstamos recibidos y las charlas que le ayudan en su negocio, por ahora no venD. mucho por las lluvias que son constantes, pero al menos venD. alguito para poder comer, con el préstamo que solicita va a comprar abarrotes, platos y una meza. Su sueño es que sus hijos sean profesionales, tener un restaurant y una casa.

Martha, es conviviente, tiene 8 hijos, el más pequeño D. 10 meses y el mayor D. 20 años, Martha no sabía nada D. negocios, cuando llegó a Lircay aprendió y recién hace 2 años venD. anticuchos, ahora con los nuevos préstamos quiere incrementar su negocio vendiendo refrescos como agua D. manzana y maca. Para poder mantener a sus 8 hijos, Martha se ayuda lavando ropa pues el negocio D. venta está bajando por las lluvias.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,999,750
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Anccaras Group's $3,800 loan helped a member operating capital for their respective businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 21, 2010
Jan 28, 2010
Currency Exchange Loss:
Jul 17, 2010