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Francisco Geronimo
Francisco García is 55 years old and lives in the suburbs of Fortín de Guayaquil in a house made of cement that only has basic water and electrical services. He is married and has three children, ages 15, 13 and 11, who are in public school. Francisco started taking pictures with a borrowed camera, and little by little he raised money to purchase chemicals to make chlorine and also started a business selling charcoal. Now he and his wife work every day from 7 a.m.-9 p.m. selling chlorine by the liter and gallon and also cases of charcoal. He no longer takes pictures because he doesn't have a camera, and up until this point he has not had any complications with his business. With the loan he is requesting, he plans to purchase a camera so he can take up photography again, as well as purchase chemicals to make chlorine. In the future he wants a truck so he can better transport his merchandise.
View original language description ↓
Francisco García de 55 años, vive en una zona periurbana en el Fortín de Guayaquil, su casa es de cemento solo cuenta con agua y luz como servicios básicos, esta casado y tiene 3 hijos de 15, 13, 11 años de edad estudiantes de colegios fiscales.

Francisco empezó tomando fotos con una cámara prestada, poco a poco reunió dinero para comprar los químicos para hacer cloro y también implemento en su negocio la venta de carbón.

Ahora el trabaja con su esposa todos los días desde las 07h00 hasta las 21h00, vendiendo por litro y galón el cloro, fundas de carbón, ya no toma foto porque no tiene cámara, hasta ahora no ha tenido complicaciones en su negocio.

Con el préstamo quiere comprar una cámara para retomar la actividad fotográfica, y también comprar químicos para hacer el cloro. En el futuro quiere una camioneta para transportar mejor su mercadería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Francisco Geronimo purchase a camera and chemicals to make chlorine.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 6, 2010
Jan 27, 2010
Currency Exchange Loss:
Aug 15, 2010