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Fenena A. is a 57-year old married woman who lives in Brgy Galecia, Ilog, Negros Occidental. She earns her living by selling fish, vegetables and spices.

Fenena’s husband Roberto helps run the business. They have 6 adult age children. Some of them work and help support the family. Fenena and her husband Roberto want to save enough to provide for themselves when they are too old to continue working for their own living.

Fenena A. joined NWTF-Project Dungganon in 1994. With the help of her loans from NWTF-PD she has been able to increase their family income by selling fish, vegetables and spices. Now she earns an average monthly income of Php 45,000.

Fenena is a member of good standing. Her previous loan of Php 29,500 was used to operate her fish, vegetables and spice business, and it had a positive impact on her business and the family. Now she is borrowing her 13th loan, the amount of Php 50,000 to stock up on bigger volumes of fish, vegetable and spices to sell for higher profita. Fenena is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.
About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1404
    View loans »
    Philippines Loans Fundraising
  • $59,122,500
    Funds lent in using Kiva
  • 46.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Fenena buy fish, vegetables and spices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2010
Feb 1, 2010
Currency Exchange Loss:
Feb 15, 2011