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M. Khursandmurod is a hard-working man who actively contributes to the well-being of his family by selling vegetable oil in the market. He is married with three children. Khursandmurod spends many hours at his small stand in the market, waiting on his customers. In traditional Tajik cuisine, the majority of the dishes are fried or cooked using cottonseed oil. Especially our national dish “Pilau” needs a lot of cottonseed oil in order for it to be delicious. So the goods that Khursandmurod sells are of popular demand among the population.

Khursandmurod realizes that with the excellent quality and customer service he gives, he can grow his business. Today Khursandmurod is planning to increase his business. For this reason he requests 4600 Somoni. Khursandmurod is counting on your help and thanks you for your support.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 122
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Khursandmurod purchasing cottonseed oil ito add to his inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 12, 2010
Jan 27, 2010
Currency Exchange Loss:
Nov 17, 2010