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Sulaina is a 37-year-old married married mother of six children aged between 7 and 17 years, all attending school. Sulaina also takes care of additional family members and resides in a rented four-room house with eight people. The family has access to electricity and piped water and gets two meals a day.

Sulaina owns a ladies' salon in Kisaasi, a semi-urban area on the outskirts of Kampala. She incurs transport costs to and from buying creams and cosmetics in Kampala city shops mainly in Kikuubo, one of the busiest places in Uganda. Working seven days a week, Sulaina receives an average of 30 customers a day and works on all categories of children and women. Her greatest monthly expenses include feeding the family, school fees for her children and rent for her business and residence. Her major business challenges are the rainy season which hinders her customers in reaching out to her because she works in a muddy place.

Sulaina has been in this business for four years and with MCDT for six years, now servicing her twelfth loan and working with the same group mates. Sulaina joined MCDT because it was near her home and was working with poor women. She wants to use this loan to buy more hair relaxers and cosmetics. She aspires to see her business grower bigger and to develop a bridal salon .

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 195
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 1,952.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Sulaina to buy more cream relaxers and hair conditioners.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 21, 2010
Jan 27, 2010
Currency Exchange Loss:
Jun 15, 2010