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Jenny Elizabeth
Jenny N., 29, lives in a periurban area along Guayaquil's beltway in a cement house that has all basic utilities. She is separated and has two children enrolled in public school.

Jenny began selling prepared meals from a window in her house and bit by bit earned enough to make her food stall into a store. Now, Jenny works from 8am until 9pm selling notebooks, pens, styrofoam, etc. One of the difficulties she faces is the lack of street lighting in her area.

She will use the funds to buy a display case, notebooks, pens, sheets of paper to enlarge her stock. In the future, she wants to open a branch of her store and also set up her house so that she doesn't have to sell her paper goods through her window anymore.
View original language description ↓
Jenny N. de 29 años, vive en una zona periurbana ubicada en la Perimetral de Guayaquil, su casa es de cemento cuenta con todos los servicios básicos, esta separada pero tiene 2 hijos estudiantes de escuelas fiscales.

Jenny comenzó vendiendo comida en la ventana de su casa fue poco a poco teniendo ingresos suficientes para poder convertir el puesto de comidas en un bazar.

Jenny ahora trabaja todos los días desde las 08h00 hasta las 21h00 de la noche, vendiendo cuadernos, plumas, fomix etc. Una de las dificultades que tiene es la falta de iluminación que hay en las calles de su casa.

Con el préstamo quiere comprar una vitrina, cuadernos, plumas, hojas para agrandar el negocio. En el futuro quiere poner una sucursal y también adecuar su casa para que ya no venda la papelería por la ventana.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Jenny Elizabeth display case, notebooks, sheets of paper.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2010
Jan 27, 2010
Currency Exchange Loss:
Feb 15, 2011