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Los Triunfadores Group
In this Group: Elizabeth, Julio Cesar, Roberto Carlos, Erika, Fatima, Juana, Daniela, Fabiola, Seneida, Jose, Lucy, Neysa Ariadne
The community bank "Los Triunfadores" (The Winners) is represented by Elizabeth and includes 12 members who are entrepreneurial and hardworking. They all have their own businesses, either in their homes or in the market, like selling empanadas and soft drinks, groceries and cosmetics, and providing services like public transport and manicures.


For example, the leader, Elizabeth, is a primary school teacher because she loves children. She is the mother of two children and is married. She strives to work hard, and gives private lessons so that she can earn more income to give her children a better quality of life.


In regards to the business environment, it is very competitive, since the market is full of products that customers can choose. That is why these members find it necessary to leave the center of the city to go to the outskirts so they can make more sales. In the case of the women who sell cosmetics, they only make sales door-to-door, and the market is saturated with salespeople, so they have to be involved in an additional business, like preparing hamburgers that they sell from their homes.


This loan will be used to repair the homes of some of these members, to repair and reupholster their cars, and to buy materials and ingredients to increase their incomes and meet the basic needs of their families. Since this is a new group, they don't have much experience in group loans, but they trust their fellow members and know that they are hard-working, capable people, with a strong desire to get ahead. That is why the Agrocapital foundation is giving them this economic support to help them grow and improve themselves.

View original language description ↓
El banco comunal “Los Triunfadores” esta representado por la señora Elizabeth y conformado por 12 miembros los cuales son muy emprendedores y trabajadores. Todos cuentan con negocios propios algunos en sus domicilios y otros en el mercado, tales como la venta D. empanadas y refrescos, venta D. abarrote, cosméticos, y la prestación D. servicios como el transporte público y la manicura por ejemplo la presidenta la señora Elizabeth se dedica a la educación es maestra D. primaria por lo que le encantan los niños, ella es madre D. 2 niños es casada y se esfuerza mucho para trabajar ya que da clases particulares para poder tener una ganancias extra que le permita darles a sus hijos una mejor calidad D. vida. En cuanto al entorno competitivo se pueD. mencionar que es alto ya que el mercado esta lleno D. productos a elección del cliente por lo que las socias se ven en la necesidad D. salir del centro D. la ciudad a las periferias para poder efectuar sus ventas mas cómodamente, en el caso D. las señoras que venden cosméticos se pueD. decir que solo tienen la venta D. forma ambulante y que el mercado esta saturado D. promotoras por lo que se ven en la necesidad D. efectuar alguna actividad extra también como la preparación D. hamburguesas que venden en la puerta D. sus hogares. El destino del financiamiento es para la reparación D. algunas D. las viviendas D. las socias, la reparación y retapizado D. sus vehículos y la compra D. materiales e insumos para mejorar cada día mas sus ingresos y satisfacer las necesidades básicas D. sus familias. Como es un grupo nuevo no tienen mucha experiencia en créditos solidarios pero confían en sus miembros y saben que son gente trabajadora, capaz y con muchas ganas D. salir adelante es por esta razón que la fundación Agro capital les brinda un apoyo economito para ayudarles a crecer y mejorar cada vez mas.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

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    Average annual income
  • 136
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    Bolivia Loans Fundraising
  • $30,362,825
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  • 7.0
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