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Las Estrellitas Group
In this Group: Herminia, Felicia, Franflin, Juana, Alberta, Juana, Sara, Maria, Julia, Santos, Cirila, Martha, Elena, Teodora
The group "Las Estrellitas" (The Little Stars) is represented by Herminia and includes 14 members who are going through their second loan cycle. All the members of the group are mothers and fathers, so their children are their primary concern, especially their education and future. Many of these members have more than one job to cover the necessities for their children, since they have a lot of obligations. That is why they are requesting this loan to give them working capital so they can buy ingredients, merchandise, materials, and tools to help them improve their finished products and improve their businesses. This way, they will have better incomes that will translate into a better quality of life for their families.


The majority of these members sell food, either in a market, in the evenings in their neighborhoods, or on weekends in local fairs. Others are weavers, or sell bread, soda and drinks, or provide public transportation in urban areas. For example, Herminia sells vegetables in the central market, and at night she sells hamburgers in the entrance of her home. She has to support her three children alone, since she is divorced. But she doesn't lack anything; she is able to provide for her children to help them get ahead, since she wants them to become professionals and have a better future.


Competition is high in these commercial areas, but these members know how to get ahead. They are entering their second loan cycle, having demonstrated responsibility, honesty, and eagerness to get ahead by working to improve their quality of life and that of their families.

View original language description ↓
El grupo “Las Estrellitas” esta representado por la señora Herminia y conformado por 14 miembros que van cursando juntos ya un segundo ciclo todos los miembros del grupo son madres u padres de familia por lo que sus hijos son su principal preocupación en especial lo concerniente a su educación y su futuro, muchos de los socios tienen no solo un trabajo para cubrir las necesidades de sus hijos ya que también están las muchas obligaciones es por esta razón que requieren de un préstamo que pueda ayudarles en sus capital de trabajo para la compra de insumos, mercadería, materiales y herramientas que ayuden a mejorar sus productos terminados y mejoren sus negocios para tener mayores ganancias que se traducirán en una mejor calidad de vida para sus familias. La mayoría de las socias se dedican al negocio de venta de comida ya sea en el mercado, en las noches en sus barrios y los fines de semana se dedican a la venta en ferias locales, otras de las socias se dedican al tejido, a la venta de pan, refrescos, bebidas y a prestar servicios de transporte público en el área urbana, por ejemplo la presidenta la señora Herminia se dedica a la venta de verduras en el mercado central y en las noches se dedica a la venta de hamburguesas en la puerta de sus domicilio, ella debe mantener sola a sus tres niños ya que es divorciada paro no le hace falta nada ella se abastece para sacar adelante a sus hijos en especial porque el sueño de ella es sacar profesionales a sus hijos y así darles un mejor futuro. La competencia en el ámbito comercial es alta pero las socias saben como salir adelante. Los socios van cursando ya un segundo ciclo demostrando responsabilidad, honestidad y ganas de salir adelante con trabajo y esfuerzo para poder mejorar su calidad de vida y la de sus familias.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 96
    View loans »
    Bolivia Loans Fundraising
  • $28,867,525
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD