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Ms. Oumou S., aged 57, has been a commercante (trader or vendor) for thirty years. Since joining U-IMCEC in 2008, she has financed her small business with three loans.

In her thirty years of business she has sold a diverse array of products, traveling to neighboring Gambia and Mali to procure fabrics and other wares. With her fourth loan, she will purchase a special incense produced in the holy city of Mecca. As 95% of Senegalese are Muslims, the incense is in high demand. She will cut the large blocks of incense into smaller pieces to sell for religious ceremonies.

Ms. S. is married and has four adult children. She takes care of a grandchild while her mother works abroad.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,894,575
    Funds lent in using Kiva
  • 464.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD