This is Iddy S. and the Pajero loan group from Dar es Salaam. The group named itself after the Pajero car. There are sixteen men and women in this group. In the photo Iddy is second from the left in the back row wearing a white cap.
Iddy S. is 41 years old, married and has one son who is 11. He has been operating a "duka," or shop, since 2007 where he sells items like oil, soap, sugar, tea, matches and other household items. His duka is open from 6am until 9pm every day. Iddy's shop is named "Father D Shop" and is located in the Kunduchi area of Dar es Salaam. This is a very popular area near the beach and Iddy, therefore, often runs out of stock. He buys more stock three times a week. Iddy is able to employ his younger brother at the shop and makes a monthly profit of 300,000 Tanzanian shillings (~$225 USD).
This will be Iddy's second loan from Tujijenge Tanzania, Ltd. He repaid the first one successfully. When asked about his future plans for his business Iddy says that he wants his shop to grow very big. He hopes that eventuA. he will make enough profit to buy a "pikipiki" (Swahili for "motorbike") to help him transport stock. Iddy says, "I feel very happy about getting this loan because I was down before, but now I'm going up and up a little at a time". Thank you for your support of Iddy and the Pajero loan group in Dar es Salaam, Tanzania!
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid