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Delphine
Delphine F. was born in 1978 in Cotonou, Benin's economic capital. Delphine is married to Robert Gbetchou and the mother of four school-aged children. Delphine and her husband and children have been living in the Agbato quarter of Cotonou for the last five years. She helps her husband meet their family's needs with the income generated from her business. Delphine never attended school. To cover expenses, she sells various products (couscous, milk, eggs, rice, toothpaste, pills) from her home. She also sells liquor from her home, which allows her to increase her source of income. Delphine gets her provisions at Dantokpa, Benin's international market. She has had her business for roughly seven years, but has yet to benefit from an ALIDé loan. Delphine is soliciting her first loan from ALIDé with the intention of expanding her business to better suit the needs of her many clients.
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F. Delphine est née en 1978 à Cotonou, capitale économique du Bénin. Mariée à GBETCHOU Robert, Delphine est mère de quatre enfants, tous scolarisés. Delphine vit ensemble avec ses enfants et son mari au quartier Agbato à Cotonou, depuis environs 5 ans. Delphine vient en aide à son mari pour assurer les besoins de la famille, grâce au revenu que lui procure son activité. Delphine n’a pas été à l’école. Pour assurer ses différentes charges, Delphine vend divers produits (couscous, lait, œufs, riz, dentifrices, comprimés, etc.) à son domicile. Delphine vend également des liqueurs à son domicile, ce qui lui permet de multiplier ses sources de revenus. C’est à Dantokpa, marché international du Bénin, que Delphine s’approvisionne. Delphine exerce son activité depuis environs sept ans, mais n’a encore jamais bénéficié de crédit auprès de ALIDé. Dans le but d’agrandir son activité afin de mieux satisfaire la demande nombreuse des clients, Delphine sollicite un premier prêt auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 464.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Delphine purchase of liquor and various products (cans, sugar, milk).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 16, 2010
Listed
Jan 26, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 16, 2010