Anthony has been farming for three years and sells his milk to Kenya Cooperative Creameries. He also earns income from a small retail shop and a motorbike taxi business. He says that the main challenges to his business are a lack of capital and of knowledge of high-yield dairy farming, both of which he is now receiving from Juhudi. In the future, he hopes to improve his farm by building a modern dairy unit to accommodate five cows, producing up to 70 litres of milk every day.
About Juhudi Kilimo
Juhudi Kilimo is a for-profit social enterprise focused on the economic development of Kenya, where agriculture and related activities employ about 75% of the workforce, often in smallholder farms. Through micro-leasing, Juhudi helps these smallholder farmers acquire productive, income-generating assets, like dairy cows, chickens, and agricultural equipment. Farmers also receive agricultural training and business insurance as part of Juhudi’s innovative approach to creating sustainable growth and employment in these rural communities. Juhudi is changing the way farmers do business.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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