Mr. Ros H. is 56 and lives with his family in a house along the river. To earn a living, he leaves home early every morning to go to the middle of the river in his boat to fish. After he finishes he hurries to bring the fish to retailers in the busy local market. Ros H. is married with four teenage children wH. all go to school or work. Apart from fishing, Ros H. and his wife cultivate rice. As his farm is located away from the watering system, Ros H. requests a loan to buy a pump to irrigate his rice crop. (Mr. Ros H.'s wife is in the picture).
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.