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Mavluda
Y. Mavluda sees herself as a calm, hard-working, and responsible person. She began her business due to the need for an income, aside from her husband’s, to cover the household expenses. They have a child who grows each day, along with their financial needs.
She began, some time ago, selling different products. She even had a home-made food shop which she had to close because of the increase in the shop’s rent, and because the owners were asking for the shop. So, one of her friends convinced her to sell clothes and offered to take her to places where she could buy clothes at good prices. She followed her friend’s advice and began to sell clothes 6 years ago. Her sales went very well after she started. She now has a fair number of clients. Mavluda asks for 4000 Somoni to purchase seasonal garments. She wants to take advantage of the dates and to have a more diverse variety of garments for her clients, which will allow her to increase her sales.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $1,388
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $28,278,700
    Funds lent in using Kiva
  • 4.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mavluda purchasing of the clothing for women.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 6, 2010
Listed
Jan 25, 2010
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2010