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A loan of $1,400 helped a member used to buy pig food, repair cages or to buy piglets.

Sari Usaha Group's story

The Sari Usaha Group has 10 members, all of whom are married women from Bali, Indonesia. Their ages range from 30 to 55 years and each woman has between 1 and 3 children. Their children's education ranges from primary school through high school. The Sari Usaha Group is located in the Nusasari Village about 5 kilometers from Melaya Village. The group is chaired by Ni Ketut Pertami. The group is getting a loan to expand their businesses in pig breeding. This loan will be used to buy pig food, repair cages or to buy piglets.

Note to Kiva Lenders: This group uses a community lending model (commonly referred to as Village Banking) that is very common throughout Asia. In this model, a select number of group representatives will take out a large loan on behalf of their entire group (often an entire village). They will then distribute and manage the loan and collect repayments for the lender. This is a common and efficient practice in the region, but it makes reporting on Kiva somewhat unusual. Unlike most other loans, Kiva’s partner MUK will be in contact primarily with the group representatives who in turn will be overseeing the end borrowers. As such, journal updates likely will reflect the performance of the lending group rather than the individual end borrowers. This collection of 10 women is a subset of a larger 60-woman community loan that is being offered by MUK.

To learn more about Village Banking on Wikipedia, please copy and paste this URL into a new browser window:

In this group: Ni Gusti Ketut Sri Astiti*, Ni Ketut Pertami, A A Ayu Lipurniti, Ni Putu Ariyani, Ni Wayan Mertiasih, Ni Putu Westri*, Ni Putu Eni Wirastiasih, Ni Nyoman Dertiasih, Ni Luh Sulastri, Ni Wayan Sumi
*not pictured

Loan details

Lenders and lending teams

Loan details