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Cristina
Cristina R. G. is a 42-year-old lady and a resident of a rural Costa Rican community called San Cristóbal Norte, located 45 kilometers south of San José. San Cristóbal is a slightly mountainous zone where commerce, farming of many crops including vegetables and coffee, craftwork, ranching, and many other activities take place. Cristina lives with her husband and their four children.

Cristina started her business approximately 4 years ago. She has a small store where she sells pastries and tamales, along with other foods. She says her products are well-received in her community because they are very good and of high quality. She also says that she is very happy to be able to have her own business and that, thanks to this project, her living conditions and her family's conditions have gotten considerably better, and she says as well that she has grown as a person and has learned a lot.

Cristina is now asking for a microloan of ¢656,000 (six hundred fifty-six thousand colones), to expand her store and buy different materials that are necessary for making her products. With this loan she hopes to increase her production in order to attract more customers, offer better service and make her business grow more and become a successful microbusiness.

Cristina is a member of the Empresa de Crédito Comunal San Cristóbal Norte (SACRIN), one of EDESA's 100 member organizations in Costa Rica. She has received 5 microloans and has paid them responsibly.
View original language description ↓
Cristina R. G. es una señora de 42 años de edad, vecina de una comunidad rural de Costa Rica situada 45 kilómetros al sur de San José llamada San Cristóbal Norte. San Cristóbal es una zona un poco montañosa donde se desarrollan actividades como el comercio, agricultura de hortalizas, café y otros, artesanía, ganadería y muchas otras actividades. Doña Cristina vive con su esposo y sus cuatro hijos.

Doña Cristina inicio su negocio hace aproximadamente 4 años. Ella tiene un pequeño local donde vende repostería,tamales entre otras alimentos, dice que sus productos son muy aceptados en su comunidad ya que son muy buenos y de gran calidad, además comenta que está muy feliz de poder tener un negocio propio y que gracias a este proyecto sus condiciones de vida y las de su familia han mejorado considerablemente y dice además que ha crecido como persona y ha adquirido mucho conocimiento.

En estos momentos doña Cristina desea obtener un microcrédito por ¢656,000 (seiscientos cincuenta y seis mil colones), para comprar ampliar su local y comprar diferentes materiales necesarios para elaboración de sus productos. Con esta inversión espera incrementar la producción para atraer más clientes, ofrecer un mejor servicio y así hacer que su negocio crezca más y lograr ser una microempresaria exitosa.

Doña Cristina es socia de la Empresa de Crédito Comunal San Cristóbal Norte (SACRIN), una de las 100 organizaciones socias de EDESA en Costa Rica. Ha recibido 5 microcréditos y los ha cancelado responsablemente.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $3,980,625
    Funds lent in using Kiva
  • 547.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Cristina expansion and purchase of materials for pastry store.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 28, 2010
Listed
Jan 25, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 22, 2013