San Miguel Group
Magda is the president. She sells meat. She has a neighborhood store, and she also sells lunch at midday. She has a son who is married. She is very responsible; and she is the leader of the group. She will use the money to buy groceries for her store.
Andres is the treasurer. He has an advertising shop in the center of the city. He is married, but he does not have children. He knows how to manage money very well. He will use the money to improve his shop.
Angelica is the secretary. She is married and has six children. Her husband is a locksmith. She is responsible, and she attends all of the meetings. The borrowed money is for her husband’s business.
All of the members of the communal bank are responsible. They work almost all day to support their families. Many of them have children who are still school-age. They are grateful to Emprender and Kiva for the confidence shown in granting the loan.
El Banco de Emprendimiento "SAN MIGUEL" se encuentra en su 5º ciclo, todas las socias viven en la zona de San Miguel, tienen puestos de venta de comida internets y tiendas de barrio, Es un grupo responsable y solidario.
Como presidenta esta la señora Magda ella vende carne, tiene su tienda de barrio, y tambien vende almuerzos al medio dia, ella tiene un hijo que ya esta casado, es muy responsable y lider en su grupo, el dinero lo utiliza en compra de abarrotes para su tienda.
Como tesorero esta Andres quien tiene su taller de publicidad en el centro de la ciudad es casado no tiene hijos y conoce muy bien el manejo del dinero , el dinero lo utiliza para mejoramiento de su taller
Como sesretaria esta la señora Angelica la señora es casada tiene 6 hijos, su esposo es cerrajero, es responsable asiste a todas las reuniones y el dinero quese presta es para el negocio del esposo.
Todas las integrantes del banco de emprendimiento son responsables trabajan casi todo el dia para mantener a sus familias ya que muchos tienen hijos que todavia estan en edad escolar y estan muy agradecidas con Emprender y Kiva por la confianz brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid