Check out other loans that are currently fundraising!
Carmen Patricia
Carmen C., 36, lives in a periurban zone along Guayaquil's beltway. Her house is made of sugar cane stalks and the only utilities it has are electricity and running water. She is a single mother of three children: 10, 13, and 20 years of age. Many years ago, Carmen started taking pictures at children's parties with a borrowed camera. Little by little, she saved enough money to buy her own camera. Currently, she works as a photographer at schools and social events. She works with her eldest son. One of the difficulties is the high crime rate in her area. She will use the funds to buy a professional camera so that her son can work too. In the future, she would like to have a photography studio and a concrete house.
View original language description ↓
Carmen C. de 36 años, vive en una zona periurbana en la Perimetral de Guayaquil, su casa es de caña solo cuanta con luz y agua como servicios básicos, es madre soltera de 3 hijos de 10, 13, 20 años de edad.

Carmen comenzó hace muchos años atrás con una cámara prestada tomando fotos en fiestas infantiles, poco a poco pudo reunir suficiente dinero para comprarse una cámara.

En el presente ella trabaja en las escuelas y eventos sociales como fotógrafa, trabaja en conjunto con su hijo mayor, una de las complicaciones que ella tiene es la delincuencia que hay en el sector por donde vive.

Con el préstamo quiere comprar una cámara fotográfica profesional para que su hijo pueda trabajar también, en el futuro quiere tener su estudio fotográfico y tener su casa de cemento.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carmen Patricia to buy a camera.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Jan 25, 2010
Currency Exchange Loss:
Feb 15, 2011