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Christine is 60 years old and is married with two children. She and her family live in Musanze, in the Northern Province of Rwanda.

In her village, Christine owns a shop selling a variety of goods such as cosmetics products. This is her second successful year in this business and the hours of her business are from 7 a.m. to 6 p.m. every day.

Christine is requesting a Kiva loan via Vision Finance Company in order to increase her working capital. This will allow her to purchase some additional goods to sell including some foodstuffs like sugar, rice, beans and Irish potatoes as well as more cosmetics products and underwear. Those goods seem to be highly in demand by her customers.

With these additional goods for sale, Christine will earn more profits. With these profits, she will be able to build a secure future for her business as well as for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 567.0
    Rwanda Francs (RWF) = $1 USD