Mrs. Hou L., 53, and her husband, Mr. Ny Choem, 54, were married in 1972. They have six sons and four daughters. Four of their children are married and live outside the family home, three are garment-factory workers and the other children attend school. Hou was not in the photo, but her husband was available instead.
Hou used to be a silk weaver, but she quit the business and runs a new business selling vegetables in the local market. Her husband is a fisherman and wooden-house repairer. They can not manage on his income to support the family. Because their motorbike is old, it costs her a lot of money to make repairs. Thus Hou is applying for a loan of $500 to add to her own money to purchase a new motorcycle to replace the old one.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.