Ayten Q. is 21 years old. She sells electrical goods such as electrical cookers, air funnels, mini fans and irons. She has three years of experience in this field and is doing very well. Ayten is friendly and polite with clients and, at the same time, she knows every single detail about the items she sells which is very helpful for customers. Ayten applied for 1400 Azerbaijani manats to increase her stock. She believes she can make some savings for her dowry.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.